Financing
Financing Made Simple: Start Your Journey with Confidence
At Sailfish Realty, we understand that financing is one of the most important steps in the homebuying process. That’s why we’ve curated a trusted list of financing resources to help you get started with clarity and confidence. Whether you’re a first-time buyer or exploring your next investment, our team is here to guide you every step of the way. If you have questions or need personalized assistance, don’t hesitate to reach out—we’re committed to making your real estate journey smooth and successful.
What to Know
Buying vs. Renting
Whether you’re looking to buy or lease, finding the ideal home doesn’t need to be overwhelming. With our user-friendly search platform, exploring available properties is a breeze. Browse listings tailored to your needs—filter by number of bedrooms, price range, neighborhood, features, and more.
Start exploring now and see just how simple the process can be. Once you’ve found a few homes that catch your eye, get in touch and let us take it from there. We’ll guide you every step of the way—from viewing to closing.
Advantages of Buying
- Owning a house is an investment. Each payment you make builds equity into a valuable asset.
- With a fixed-rate mortgage, your payments will be more predictable and won’t rise over time like rent.
- As a homeowner, you have complete control over the property. Renovate and redecorate to your heart’s content!
- Living in a house offers greater privacy than apartment living.
- As the market fluctuates, your home’s value could potentially go up.
Disadvantages of Buying
- Buying a house could require a large investment up front.
- Owning a house is a long-term financial commitment. If you’re not planning to stay for more than a few years, you’re likely to lose money.
- You’ll likely end up paying more than just your mortgage each month. Taxes, insurance, and potential homeowner fees can leave your budget gasping for air if you’re not prepared.
- You’re responsible for much more as a homeowner, including all maintenance and home improvement projects your house may require.
- As the market fluctuates, your home could potentially go down in value.
Advantages of Renting
- When you rent an apartment, condo, or other living space, rent—which can include utilities—is often the only recurring monthly payment to worry about.
- Move-in costs are less expensive.
- Renting offers a lot of flexibility as leases are usually relatively short-term. As a renter, you could feasibly move every year if you desired.
- Your landlord is responsible for nearly every maintenance and repair project the home needs, not you.
Disadvantages of Renting
- Rent payments can gradually increase over the years.
- Unlike mortgage payments, your monthly rent isn’t helping you build equity in an asset you own. Instead, it’s just going to your landlord.
- When you rent, you have much less freedom to alter your home beyond simple decorations.
- Rentals, especially apartments and condos, can come with many restrictions, like limits on pets.
